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Terms of Service

Last updated: March 8, 2026

1. The Service

StockRead provides AI-generated stock analysis reports for informational and educational purposes only. Reports are not financial advice, investment recommendations, or an offer to buy or sell any securities. You should not make investment decisions based solely on StockRead reports. Always consult a qualified financial advisor before making investment decisions.

The App does not provide personalized investment advice or recommendations tailored to your individual financial situation, risk tolerance, or investment objectives. Past performance of any security discussed in a report does not guarantee future results. Projections and forward-looking statements are estimates only and are not guarantees. Investing in securities involves market risk, including the possible loss of principal. You are solely responsible for your own investment decisions and for conducting your own independent due diligence.

2. Accounts

You may use StockRead as a guest or create an account. Creating an account with Apple Sign-In or email enables features like cross-device access and account recovery. Guest users are assigned a random identifier and can access all app features, including purchasing a subscription, without providing personal information. You are responsible for maintaining the security of any account credentials. You may delete your account or guest data at any time from the Settings screen in the app.

3. Subscriptions and Pricing

4. AI-Generated Content

Stock analysis reports are generated using artificial intelligence (xAI's Grok model) combined with financial data from third-party providers. While we strive for accuracy and usefulness, AI-generated content may contain errors, omissions, outdated information, hallucinations, fabricated data points, or misinterpretations of financial information. StockRead does not guarantee the accuracy, completeness, or timeliness of any report.

No human expert reviews individual reports before they are presented to you. You are solely responsible for verifying any information in a report before acting on it. StockRead makes no representations regarding the suitability of any report content for any particular investment decision.

5. Acceptable Use

You agree not to:

6. Intellectual Property

The StockRead app, branding, and underlying technology are owned by StockRead. Reports generated through the service may be shared for personal, non-commercial purposes. The financial data used in reports is sourced from third-party providers and is subject to their terms.

7. Limitation of Liability

StockRead is provided "as is" and "as available" without warranties of any kind, express or implied. To the maximum extent permitted by law, StockRead shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the service, including but not limited to investment losses.

8. Termination

We reserve the right to suspend or terminate your account if you violate these terms. You may terminate your account at any time by deleting it from the app's Settings screen.

9. Changes to These Terms

We may update these terms from time to time. Material changes will be communicated through the app. Continued use of the app after changes constitutes acceptance of the updated terms.

10. Governing Law

These terms are governed by applicable law. Any disputes shall be resolved through good-faith negotiation first.

Questions? Contact us at support@stockread.app.